Massimo Morini is a digital economy researcher, financial technology expert, and academic specializing in quantitative finance, blockchain, and decentralized financial systems. He is Digital Economy Research Lead at ADIA Lab and Professor of Blockchain and Cryptocurrencies at USI Lugano, with additional teaching and research roles at Bocconi University and Politecnico di Milano. He previously served as Chief Economist at the Algorand Foundation, where he worked on token economics, decentralized governance, treasury management, and the development of the DeFi ecosystem. Earlier, he spent nearly two decades at Intesa Sanpaolo, where he led interest rate and credit modeling and coordinated quantitative research for financial products, investment, and risk management. His research and publications have addressed financial modeling, model risk, credit and funding adjustments, term-structure modeling, and the application of blockchain and smart contracts to financial markets. He has also advised institutions including the World Bank and Monetary Authority of Singapore and served on the Board of Directors of R3.